Wells Fargo · Visa
Wells Fargo Active Cash
Annual Fee
$0
Sign-Up Bonus
$100
Current offer shown; issuer determines eligibility.
Spend $500 in 3mo
Terms apply.
Base Rate
2x
on everything
Best For
2% flat plus cell phone protection on the linked bill
Sign-Up Bonus
Bonus: 100 cashback
Details: $100 cash rewards bonus after $500 spend in 3 months (issuer page 2026-09-14; the $200 offer ended between January and September 2026)
Requirement: Spend $500 in 3 months
Estimated value: $100Terms apply. Current offer shown; issuer determines eligibility.
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 2% on everything
- + No annual fee
- + Cell phone protection
- + Good intro APR
Cons
- - No bonus categories
- - Wells Fargo reputation
- - Limited other benefits
Rates and fees may vary.See current rates, fees, and terms on Wells Fargo's site
Recommended credit score: 670+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.