Wells Fargo · Visa
Wells Fargo Autograph℠ Card
Annual Fee
$0
Sign-Up Bonus
$200
Current offer shown; issuer determines eligibility.
Spend $1,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
No-fee card with broad 3x earning on dining, travel, gas, transit, and streaming
Sign-Up Bonus
Bonus: 20,000 points
Requirement: Spend $1,000 in 3 months
Estimated value: $200Terms apply. Current offer shown; issuer determines eligibility.
Reward Categories
Restaurants and eligible delivery
Hotels, flights, car rentals, and more
Gas stations
Transit, rideshares, and parking
Popular streaming services
Phone plans
Key Benefits
Perks (not counted in our math)
Pros & Cons
Pros
- + 3x on 6 popular categories with no annual fee
- + No foreign transaction fees
- + Cell phone protection included
- + Low $1,000 spend for 20,000-point bonus
Cons
- - Points worth only 1¢ unless redeemed for travel through portal
- - Transfer partners are newer than Chase/Amex with fewer sweet spots
- - 3x categories are good but not best-in-class for any single category
- - Wells Fargo can be strict on approvals if you're not an existing customer
Transfer Partners
Points transfer to 10 airline and hotel partners — often where the highest redemption values live.
Rates and fees may vary.See current rates, fees, and terms on Wells Fargo's site
Recommended credit score: 690+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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Written by Tim · Data verified against issuer terms · Last checked Sep 14, 2026 · Methodology v2026.09.1
Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.