Wells Fargo · Visa
Wells Fargo Autograph Journey℠
60 / 100
Annual Fee
$95
After credits: $45
Sign-Up Bonus
$900
Spend $4,000 in 3mo
Base Rate
1x
on everything
Best For
Hotel and airline spenders who want flexible transfer partners at $95
Sign-Up Bonus
Bonus: 60,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $900
Reward Categories
hotels
5xHotels
travel
4xAirlines
dining
3xRestaurants
Everything else1x
Point value: 0.015¢ each
Key Benefits
$50 Annual Airline Fee Credit(~$50/yr)
No Foreign Transaction Fees(~$50/yr)
Cell Phone Protection(~$100/yr)
Pros & Cons
Pros
- + 5x on hotels + 4x on airlines — best direct travel earn rate at $95
- + Transfer to Air France, British Airways, Singapore + more
- + $50 airline credit brings effective fee to $45
- + Underrated alternative to Chase/Amex for travel spenders
Cons
- - Points worth 1¢ base — need transfer partners for full value
- - Fewer known redemption sweet spots vs Chase/Amex
- - Wells Fargo transfer program newer and less established
- - No lounge access
Transfer Partners
Transfer points to 4 airline and hotel partners for potentially higher value.
Air France/KLM Flying BlueAvianca LifeMilesBritish Airways AviosSingapore KrisFlyer
Apply Now
Recommended credit score: 700+
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