Earns 4x on gas. Nets about $333/yr on this gas-heavy profile after fees.
Best for gas
The best credit card for gas
Updated June 2026 · Ranked by net annual value (rewards minus the effective fee), not by who pays us.
If gas is the category you want rewarded, a handful of cards pay 4%–5% at the pump with no annual fee — and they top this ranking.
We ranked every card against a heavy-driving wallet (about $400/month on gas) by net annual value, after fees.
Our pick
U.S. Bank Altitude® Connect Visa Signature®
Best gas card by net value for this profile — about $333/yr after the effective fee, earning 4x on gas.
The catch most lists skip
A dedicated 4%–5% gas card wins here — but there's a bigger-picture caveat: if gas is just one of several large categories rather than your only priority, a strong all-around card can net more across your whole wallet than a single-category gas card. We work through exactly that trade-off in a dedicated scenario.
See the full trade-offTop 5 gas cards by net value
Earns 3x on gas. Nets about $301/yr on this gas-heavy profile after fees.
Earns 5x on gas. Nets about $298/yr on this gas-heavy profile after fees.
Earns 4x on gas. Nets about $298/yr on this gas-heavy profile after fees.
Earns 2.5x on gas. Nets about $264/yr on this gas-heavy profile after fees.
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Your spending isn't this profile.
This ranking is for a gas-heavy wallet. Enter your own monthly numbers and we'll re-rank all 75 cards against exactly how you spend.
Run my own numbersFigures are estimates from our net-value model on a sample gas-weighted profile, with fees counted category-aware (credits count where you'd realize them). See our methodology page. Rates and fees change — verify on the issuer's site before applying.